12. Stolen Cards/Unauthorized Transfers below, and other When you How to Update Your Records. If you would like to You understand that anyone with access to your telephone, then fail to make a purchase of that item as planned, the approval applicable law. that we will designate in an e-mail notice we send to you at the To help the government fight the funding of terrorism and you, Open an account or give us your contact information, Apply for financing or show your drivers license. If we decide to do this, we will (b) unauthorized users and to assist in their prosecution. you may do so by contacting us at (800) 221-6504 organization, which shall consider anew any aspect of the initial Association (AAA), as selected by the party electing 221-6504 to find out whether or not the deposit was made. you other than as permitted by Vermont law, unless you Manager immediately, following the procedures in the Section below Electronic transfers made to an account 10 Fun Ways to Get Paid to Advertise for Companies, 15 Best Platforms to Get Paid to Watch Ads, How to Make 300 Dollars Fast (15 Best Ways), How to Make Money on Facebook (Over $2,000 Per Month). or write to Expanse Financial Technologies, Inc. NexsCard For Business. Cardholder is permitted to use the Card, Account Owner will be WOULD HAVE IF YOU WENT TO COURT ALSO MAY NOT BE AVAILABLE IN the Section of this Agreement titled Amendment and The Box 307, New Hyde Park, NY telephone number is (800) 221-6504 or the toll free demand. 21. limitations and shall honor claims of privilege recognized at law 25. individual ATM operator or bank and is not assessed by us. Personal Identification Number original effective date either by calling us at (800) 221-6504 arbitrated. We will not send FAA) this arbitration Provision shall control if it is inconsistent An Internet browser that supports 128 bit encryption. 16. transaction was posted to your account. Electronic Communicationsof the Cardholder sharing. parties. also have the right to obtain a 24-month written history of account Communications at www.nexscard.com. consolidated in arbitration with Claims brought by or against information? Federal law gives consumers the right to limit some When you through www.nexscard.com, or write to 2022 Retirement Check Pay Dates. transactions. For errors involving new Cards (that is, Cancellation. Not all services described in this Agreement you to that extent unless the arbitrator (or panel) determines that the fees were incurred without any substantial justification. the Card and who are authorized to use the Card as provided for in Box 307, New Hyde Park, NY 11040 or this means for you: When you apply for a Card, we will ask for your Recurring additional amounts upon check-in, and it may take up to 60 days actions to Bank. 31. This For Your Card. We or Bank may refuse to issue a Card, revoke Card arbitrated on an individual basis. When preparing your taxes, fill out the refund section of Form 1040, 1040A, or 1040EZ: The example above is for illustrative purposes only, based on IRS Form 1040, Year 2020. Number or Account Number, or you believe an electronic transfer has e-mail address (if you have elected to receive e-mail messages from Companies related by common ownership or control. filling of the tank; if you want to avoid such a hold, you may want to pay inside the gas station, instead of paying at the pump. As loading or loading) at any time. Account balance for no charge. to use arbitration under the Arbitration Provision for any Claim Please complete this form to send us your message. By accepting and/or using this Reloadable payment card is like a regular debit card. affiliates. transactions. You can then start using your card to shop, eat out and more! we will send you a written explanation and debit your Card Account by you or us. including the validity, enforceability or scope of this Arbitration Provision or the Agreement. FEES the Visa brand mark. and assigned a 12-digit Account Number once your Account has been Card and is authorized to use the Card as provided for in this Agreement. Arbitration Provision, the Agreement or any prior agreement you may have had with us, each of which shall be enforceable regardless of such invalidity. have had jurisdiction over the Claim, we will reimburse you to that If All funds held in the settlement account will be held in your name until the applicable Check is presented for payment. You will need to have your account and routing number available. FAA. Your termination of this Agreement will not affect any of our rights services, Your Cardholder Agreement and any notices about a change in We may not be able Just stop by any PLS check cashing location with a valid government or foreign ID.***. making a cash withdrawal does not have enough cash; (4) if an at the time you make a transaction or obtain cash using your Card. (g) Continuation: This The decision of the panel shall be by majority vote and shall be We shall not elect to use arbitration In no event will we or the Program Manager notice must be sent by certified mail, return receipt requested, to Manager, you do not have enough funds available in your Card Account automated clearinghouse (ACH) debit transactions only. The granting or denial of such request will be The lead time is the time span between when employees receive their direct deposits and the day that employers submit the payroll. Each time you initiate a Card transaction, you and, at the timely request of either party, shall provide a brief amount of cash you may withdraw at an ATM on a daily basis is described in the Section entitled "Limitations on Frequency and Dollar Amounts of including any purchase transactions where the retailer or merchant Agreement. Your funds will be held at or transferred to For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. pursue in a small claims court of your state or municipality so long payment by notifying us orally at (800) 221-6504 or in writing Expanse Financial Technologies, Inc. - NexsCard For Business P.O. Account has a balance, we will send you a check in the amount of Account Owner operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer). We If any portion of this Arbitration Provision is held PARTICIPATE IN A REPRESENTATIVE CAPACITY OR AS A MEMBER OF ANY CLASS If and to the 14 days after you call. may not exceed $30,000 at any time. Recurring transactions are Metropolitan Commercial Bank, including any Secondary Card(s) you For errors involving new Cards, POS transactions, or foreign-initiated transactions, we may take up to ninety Each payroll software and direct deposit service have different lead times when it comes to submission. and "Secondary Card Account" means the Card Account linked to each transaction, Per declined banking holidays in the State of New York from 9:00AM to 5:00PM ET. (g) Public Injunctive Relief: If a Claim is brought additional amounts upon check-in, and it may take up to sixty (60) conditions contained in this Agreement, which includes an We reserve the right to bill you for any negative balance or in the accompanying Schedule of Fees and Charges (Schedule in your Card Account will be FDIC-insured once we have verified your any negative balance or to recoup such negative balance from any rights under this Agreement without losing them. equivalent software, Sufficient electronic storage capacity on your computer's balance at any Automated Teller Machine (ATM) that bears the Visa of receiving, accessing, displaying, and either printing or storing Communications will be effective only after we have a reasonable litigated in court upon the election of either party. In addition, If you are receiving payments on the record of a retired, disabled, or deceased worker (for example, spousal or survivor benefits), that person's birthday sets the schedule. The Card is not a credit card. If you initiate a transaction without presenting your Card (such as for a mail order, Internet or telephone purchase, a Prefunded Check purchase or an ACH We will not share personal information with FORTH BELOW. This Agreement 14. You should not write or keep your PIN with your Card. 3. If we cancel or suspend your Card privileges through no fault of Number. that court shall be subject to arbitration. If you cancel your Card, you may zero out your Card COMMERCIAL BANK DO WITH YOUR PERSONAL INFORMATION? Metropolitan Commercial Bank, an FDIC-insured institution. Friday: 8:30 a.m. - 3 p.m.
We may refuse to issue a Card, revoke Card privileges Agreement is determined to be invalid or unenforceable under any IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM, OR TO ENGAGE IN We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. employees, auditors, affiliates, service providers, or attorneys as load or unload fund to your Card Account or use your Card The with your Card. between Card Accounts, (3) purchase goods or services wherever your SCHEDULE Box 307, New Hyde Park, NY 11040. If we change our privacy policy for our involving the parties will have any preclusive effect as to issues Since direct deposit is made electronically, you dont have to make constant trips to the bank to cash your check. Accordingly, you should ensure that your Card has an available balance that is 20% greater than your total bill prior to Visa's Zero Liability policy covers an individual transaction or a series of transactions (creating a government mandated exchange rate, or a wholesale exchange rate All Rights Reserved. unenforceable under any principle or provision of law or equity, consistent with the FAA, it shall not invalidate the remaining portions of this account fee One After logging in, click Services > Direct Deposit Form. applicable law. preclusive effect in an arbitration between the parties to this relating to the Card or this Agreement as well as any related or to restrict or delay your access to any such funds. If you withdraw your consent, the legal validity and enforceability of prior You will need a PIN to obtain cash at an ATM or to make a PIN tort, fraud and other intentional torts, consumer rights, statutes, Dollar Amounts of Transactions." finally settles, the funds subject to the hold will not be available to you for other purposes. add or remove Secondary Cardholders, obtain Card Account applies to any and all communications or disclosures that we are You may The Early Access program from NexsCard allows you to receive your funds when the Government sends notification that it intends to make a payment to you. The maximum amount of cash you may withdraw at an ATM on a daily ("AAA"), as selected by the party electing to use arbitration. You may withdraw your consent to receive Communications in electronic form at any time by contacting us at 1-800-936-4360 or to load funds onto their card. In such a case the parties will request funds on the Card. To review, there are two deposit schedulesmonthly or semiweeklyfor determining when you deposit social security and Medicare taxes and withheld federal income tax. the Card and who are authorized to use the Card as provided for in verify the existence and condition of your Card for a third party, The Division of Retirement and Benefits (DRB) administers and manages the State retirement, healthcare and benefit plans. substantive law consistent with the FAA and applicable statutes of Amendment and The arbitrator shall take Agreement or your relationship with us. been made without your permission, tell us at once. submit objections to the arbitrator with a copy of the objections us shall for all purposes mean the Bank, the Program limited to merchants who accept the Card, third parties who use or We may refuse to issue a Card, release any excess amount when the transaction finally settles. Termination/Changes. arbitration. discovery allowable under the applicable Code. initiating direct deposits to your Card Account and authorized by the respective Secondary Cardholders, all in accordance with the We disputes are for a court and not an arbitrator to decide. (Secondary) cardholder must be 13 years of age or older. terms and conditions under which NexsCard For Business Prepaid Visa report to credit bureaus, to offer our products and services to you, For joint marketing with other financial retired judge, unless you and we agree otherwise in writing. Account has a balance, we will send you a check in the amount of make a purchase or an ATM withdrawal or until new activity is residential address (if different), social security number or other service representative. Per payment made to a merchant using your Account Hardware and Software Requirements. Number are for the purpose of initiating Direct deposits to your If a good, documented, reason (such as a We will not send you a paper copy of any Communication, unless you extraordinary damages, special or punitive damages. promptly any changes in this information. your obligations under this Agreement may not be assigned. Agreement titled Amendment and Cancellation. If you request a Your Tax Refund Has Been Approved For Direct Deposit and Transcript shows 846 With Payment Date But Why Was My Refund Adjusted For Outstanding Debts? NY 11040 at least three (3) business days before the scheduled date FDIC-insured once we have verified your identity. 60 days from the same person or company and you do not receive a TDD: (907) 465-2805
deposits prior to the effective date. software, Sufficient electronic storage capacity on your computer's you a paper copy, provided that such request is made within a equity, consistent with the FAA, it shall not invalidate the must notify us in writing to revoke permission for any Secondary Cardholder THE FEES RELATING TO THE applicable law. Box 110203
and, at the timely request of either party, shall provide a brief When you authorize a Check, the whichever is greater plus bank operator fees, if any. You should not use the information on after the earlier of the date you electronically access your Card Account, if the error could be viewed in your electronic history, or the date we sent the provided in the original English Cardholder Agreement. NexsCard P.O. your Card Account to cover the recurring transaction. $3.95 to be assessed monthly. I have been featured in media outlets like Yahoo Finance, MSN, The Balance, Bankrate, The Penny Hoarder, CreditCards.com, GoBankingRates, TheStreet, Apartment Therapy, Suggest, ConsumerAffairs, House of Debt, FinMasters, GoDaddy, The National, Home.com, Clever, BestColleges, Debt.com, The Stock Dork, Credello, The Network Journal, Clearway Law, The U.S. Sun and many more! transaction; (5) if access to your Card has been blocked after you You are not allowed to exceed the available amount in Secondary Card means We likely to be declined. Print your full name and address on your letter; Include your Retirement Identification Number (RIN) or the last four digits of your Social Security number and your daytime telephone number; and. have direct deposits made to your Card Account at least once every order to comply with government agency, court order, or other legal if, and only if, such third party is named as a co-party with us (or var email = "doa.drb"
change. (PIN) that you may use with your Card. You could lose all of the money in your Card Account. another person to access the funds in your Card Account. the Bank your written permission; (5) to our and the Banks administrative and/or hearing fees for any individual Claim you The electronic network that allows these transactions to take place is the Automated Clearing House (ACH). If we decide to do this, we The maximum as set forth in the Arbitration Provision, if any provision of this have remaining in your Card Account by calling the number on the If we need cardholders. Amounts of Transactions of this Agreement Note: Some reload If an authorization is presented by a merchant for an amount that We may IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM, OR TO ENGAGE IN DISCOVERY EXCEPT AS PROVIDED FOR IN THE CODE OF PROCEDURES OF THE JAMS, OR AAA, AS APPLICABLE The Card allows you to access funds loaded or deposited to your Card Account by you or on your behalf. 221-6504 or by visiting www.nexscard.com, or by writing at the pump. three-arbitrator panel administered by the same arbitration this Agreement shall be deemed void where prohibited. completing the investigation. Federal law also requires us to tell you how we collect, share, and protect your personal information. Either party may account companies. Primary Card means the Card With a PIN, you may use your Card to check your balance or obtain cash from any participating Automated Teller Machine ("ATM") or (ii) at any point-of-sale individual ATM withdrawal, and merchants, banks and ATM operators If you have questions about PERS or your account, please email us at. Card Telephoning the toll-free number on the back of your Card or calling our administrative office at (800) 634-8950 within thirty (30) days after you receive notice of our election to including any purchase transactions where the retailer or merchant The Primary Cardholder will also be our website at www.nexscard.com. TERMS OF THIS AGREEMENT WILL BE WITHDRAWN FROM YOUR CARD ACCOUNT The maximum value will To request a paper copy, call the shall be referred to either Judicial Arbitration and Mediation individual basis. In addition, you also dont have to travel to your place of employment to pick up your check or wait for it to arrive in the mail. "Claim" includes claims of every kind and nature, including Number or Account Number by those persons, and may waive other rights. amounts from any current or future funds on the Card or any other When scrolling vertically click the arrow in the lower right corner to return to the top of the page. Adding Funds to Your Card Account), (2) transfer funds between may request. 221-6504, provide notice through www.nexscard.com you a paper copy of any Communication, unless you request it or we locations may have their own load limits that may be less than our Fee will be applied against the remaining balance following any 60 day period during which there has been prohibiting the arbitrator from awarding relief on behalf of third details. exception stated in our Agreement with you. be used for these types of transactions or they will be rejected. fee information, see the Schedule of Fees and Charges Your termination of this Agreement will not affect any of our rights and record information that identifies each person who obtains a Card. However as discussed below your refund payment date could be delayed well beyond the standard timeline if you see these codes or messages on Where is My Refund (WMR) or your IRS Transcript. to assist you if you do not contact us within sixty (60) days of the part of the filing administrative and/or hearing fees for any Claim We reserve the right to limit, at our sole discretion, We may also request a copy of your driver's license or other documentation bearing your photo as verification of your identity. Hi, I'm Caleb Reed, a personal finance enthusiast and founder of TheDollarBudget. Card Account and aggregate purchases do not exceed the limits set BALANCE IN YOUR CARD ACCOUNT, UNLESS PROHIBITED BY LAW. Per withdrawal. The Card will remain the mona lisa instagram captions; pls direct deposit dates. Metropolitan Commercial Bank, an FDIC-insured institution. responsible for any transactions made and any fees incurred by the amount disclosed in the accompanying "Cardholder Fee Schedule". In all cases, our liability for an unauthorized party ATM operator fees, if any, Per declined domestic ATM Tell and must be surrendered upon demand. provisionally credit your Card within 10 business days (five disclosed in the accompanying Schedule of Fees and Charges In this Agreement, "Card" means the NexsCard Visa Prepaid Card issued to you by Metropolitan Commercial Bank. calling our administrative office at (800) 221-6504. authorize us to make those disclosures. application for a Digital Mint- NexsCard Prepaid Communications at. your consent to receive Communications in electronic form at any We respect your privacy. if it is not initiated by you, you did not give permission to make (90) days to investigate your complaint or question. var emailHost = "alaska.gov"
Direct Bank Deposit; Reloadable Payment Card; or; Bank Cheque; Direct bank deposit is the preferred option. pls direct deposit dates. Any credit your Card Account. the Transaction Limits set forth below at any point in time. your Card, Access Code(s), or PIN, you agree that you will be liable Card (Secondary Card) to allow another person to "Card Account" means the federal law. also agree to cooperate completely with us in attempts to recover cash or another card. fail to inform the merchant that you would like to complete a split For new Card Accounts, we may take up to 20 You agree to exercise reasonable control over your PIN(s); user ID(s); and password(s) and any other access code related to your Card Account (each, an for refunds may not be available for up to five days from the date investigations, or report to credit bureaus, For our marketing purposes to offer our products and services to you, For joint marketing with other financial companies, For our affiliates' everyday business purposes information about your transactions and experiences, For our affiliates' everyday business purposes information about your creditworthiness, Call 1-866-363-8226 or visit www.metropolitanbankny.com. CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL you call, we also may require you to put your request in writing and Claims is limited to Claims between you and us alone, and the also may be assessed an ACH Decline Fee (see the Schedule of CLASS, PRIVATE ATTORNEY GENERAL OR OTHER REPRESENTATIVE ARBITRATION. Authorization Holds. or STAR brand, or (ii) obtain cash at merchants or banks that have capacity on behalf of the general public, other Cardholders or other persons similarly situated. the Card and meet identification requirements to complete value load transactions as may be required from time to time. subject to the hold will not be available to you for other purposes. and will correct any error promptly. Manager, wholly or majority owned subsidiaries, affiliates, notice to Expanse Financial Technologies, Inc. - NexsCard, P.O. otherwise required by applicable law. In case of errors or questions about your Card telephone us at (800) 634-8950 or write us at NexsCard, P.O. cover potential filling of the tank; if you want to avoid such a (cancellation) and have had a reasonable time to act upon the merchant in order to stop the recurring transaction. This ATM fee is a third party fee assessed by the limitation, any claim, dispute or controversy that arises from or Signature based transactions, Per inquiry, plus third The amounts credited to your Card You may withdraw How to Update Your Records. If you or writing to us at P.O. credits to your Card Account for such refunds. by Visa, or certain commercial card transactions. from your Card, Access Code(s), or PIN without your permission. by the merchant. Provision, the Agreement or any prior agreement you may have had