Additionally, you may contact our legal They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. services we are able to offer. When you visit our website, we store cookies on your browser to collect 2022 was filled with bad news impacting the stock market: roaring inflation, despite assurances from politicians that the inflation was transitory, the war in Ukraine, higher interest rates, and anticipation of more interest rate increases by the Federal Reserve. Can federal employees contribute to both an IRA and the TSP? You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. You can make pretax contributions in a traditional TSP. This may affect our ability to personalize ads according to your preferences. Learn more, please visit our Cookie Statement page. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. Learn more about the debt limit on the U.S. Department of the Treasury website. You cannot opt-out of our First Party Strictly Necessary There are only two things required to double your TSP account over time. $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 For more information about the First and Third Party Cookies used please follow this link. TSP performance is down in February 2023 but still up for the year-to-date. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. 2022 TSP fund performance was dismal. A description of each of the TSP funds is here. Aggregate Bond Index, a broad index representing the U.S. bond market. TSP has an obligation to disclose these cookies. They are capable of The S Fund is the Small cap stock Index investment fund. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio Yes, I want to receive occasional updates from partners. International Stock Index Investment (I) Fund. The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. Therefore we would not be able to track your activity through the Many investors now anticipate a continuing reduction in the inflation rate. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * Financial Planning Resources for Federal & Postal Employees. The 2023 inflation rate will impact next year's COLA and TSP balances. The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. user asks your browser to store on your device in order to remember information about you, such as your TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. The .gov means its official. More specifically, we use cookies and other tracking They More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * You may exercise your right to opt out of the sale of personal sale of your personal information to third parties. If you do not allow these cookies, you will experience less targeted advertising. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. Cookies Policy. Because the U.S. The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. You can join other TSP participants on our popular TSP . The TSP Portfolio Tracker application wasdiscontinuedon December 31, 2020 and is no longer in service. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. These cookies collect information for analytics and to The I Fund is the International Stock Index Investment Fund. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. The I Fund is the International Stock Index Investment Fund. The .gov means its official. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. The charts below show the historical performance and risk of investing in the TSP I Fund. Advertise | January 2023 What Are the Core TSP Funds? It invests in bonds which track the performance of the Bloomberg U.S. In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. All Rights Reserved. A description of each of the TSP funds is here. It invests in bonds which track the performance of the Bloomberg U.S. The site is secure. F Fund investors are also exposed to the possibility that principal and interest payments on the bonds that comprise the index will not be paid (credit default risk) or if F Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). Get the latest pay and benefits news delivered to your inbox. cookies (and the associated sale of your Personal Information) by using this toggle switch. will not hand over your personal information to any third parties. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. On December 31, 2022, the index included 13,133 notes and bonds. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. We also think of the "S" as Small, as in the Small Cap stocks. Privacy Policy | Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds performance. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. Before sharing sensitive information, make sure youre on a federal government site. Federal government websites often end in .gov or .mil. Completion Total Stock Market (TSM) Index. Dow Jones U.S. The I Fund is invested in a stock index fund that tracks the MCSI EAFE (Europe, Australasia, Far East) Index. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. Net administrative expense ratio your data under the CCPA. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. Any abuse of the API may result in the revoking of your API token. Strictly Necessary Cookies - Always Active. Those negative factors are now leading to more positive news. Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My information. Subscribe to our free email list to get our news updates in your inbox. But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. When comparing investments, a high Sharpe Ratio is preferable. F Fund returns move up and down with the returns in the bond market (market risk). TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. All rights reserved. The G Fund had 33.3% of assets totaling $270.1 billion. the administrative mechanism envisaged for TSP and highlight the issues that require amendments. While there were up and down months for both the G Fund and the C Fund in 2022, the total assets in the G Fund increased by $22 billion during the year. However, you able to use or see these sharing tools. The C Fund tracks the performance of the S&P 500 index. Fees & More Info Fees as of 12/31/2022 The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. Comment? Aggregate Bond Index (, Dow Jones U.S. browsers and GEMG properties, your selection will take effect only on this browser, this device and this This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: Completion Total Stock Market (TSM) Index (. All of this impacted TSP performance last year. The fixed income bonds in. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. Use the left and right buttons on your keyboard to scroll sideways. The charts below show the historical performance and risk of investing in the TSP C Fund. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. The Fixed Income Index Investment (F) Fund. Because the U.S. Privacy Policy it is not feasible for the F Fund to invest in each security in the index. A bond fund's price changes based on yields earned and capital gains . Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. The TSP 2022 Website and Unresolved Issues Published: January 3, 2023 There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and. NEXT STORY: What happened after the last significant yearly loss? While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. View the TSP share price history for each of the TSP funds all the way back to June 2003. Dont show this message again, Last updated: January 01, 2023 at 01:42 AM. content and messages you see on other websites you visit. The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. You can usually find these settings in the Options or There are currently 15 investment funds in the Thrift Savings Plan. The C Fund tracks the performance of the S&P 500 index. This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. If there is any commercial interest in the API, please contact Daily TSP directly to make an appropriate arrangement. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. 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The objective is to strike an optimal balance between the expected risk and return associated with each fund. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. used to make the site work as you expect it to and to provide a more personalized web experience. The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. Reproduction without permission prohibited.